Money muling is when you transfer stolen money for other people, usually through your bank account. It’s a type of money laundering.

It’s not always clear that the money is stolen. If someone offers to pay you to receive money and transfer it to another account, it’s likely they want to use you as a money mule.

Young people (often students) are a common target. This is because they’re less likely to have a criminal history and payments will be less suspicious to banks.

Learn more about money mule schemes from the National Crime Agency.

If you want to tell us about a money mule scheme, you can report it online, by phone, or in person.

Report it using our online form

Learn about other ways you can report a crime to us

Read three steps to take if you’ve been used as a money mule from Money Ready.