Identity theft
If you’ve experienced identity theft, read our advice and learn how to get support. You can also report it to us online, by phone, or in person
What identity theft is
Identity theft is when someone gets your information and pretends to be you.
With your identity, they can:
- open bank accounts
- get credit cards
- apply for loans and mortgages
- claim benefits with your name
- change the address on your accounts
Ways your information can be stolen
To get your information, fraudsters can:
- look through rubbish for bills or bank statements
- use fake websites steal your personal data
- study your social media profiles
- buy the information from other criminals
- look through unwatched bags in public
Signs of identity theft
Signs that someone has your identity can be:
- bills for things you never ordered
- letters about debt that is not yours
- credit, loans, or searches on your credit report that you do not recognise
- payments you do not recognise on your bank statement
- important documents (such as passports or driving licenses) that go missing
How to report identity theft
If you want to tell us about identity theft, you can report it online, by phone, or in person.
What to do if someone steals your identity
If you think someone has stolen your identity, you should:
- contact your bank
- keep a record of all communication
- request a copy of your credit report to check information
Get support from other organisations
You can get support from other organisations:
- Stop! Think Fraud is the UK government’s fraud advice service
- Take Five for tools and advice on how to avoid scams and fraud and what to do if it happens
- Cyber and Fraud Centre Scotland for advice and tools to protect yourself from fraud
- Cyber and Fraud Hub for advice, self-help tools like scam checkers, and a scam response hotline (phone: 0808 281 3580)
- National Cyber Security Centre (NCSC) has tools and advice to help you stay safe online
- Cyber Scotland to report cybercrime and get advice on how to protect yourself or an organisation from cybercrime
- Get Safe Online for advice on how to protect yourself online
Ways to prevent identity theft
To help protect your identity, you can:
- keep important documents in a safe place
- keep bank cards in sight when you use them
- be wary of cash point fraud
- avoid suspicious websites
- refuse to share personal details with people you do not know
- check phone numbers of suspicious callers
- shred documents before you bin them
- check bank statements for unfamiliar payments and report anything strange to your bank
- close all unused accounts
- ask the post office to send all post to your new address if you move