It's illegal to drive without insurance. Reducing uninsured driving will help make roads safer and reduce costs for other drivers.

Find out how reducing uninsured driving reduces cost and improves safety on the Motor Insurance Database.

If you want to tell us about uninsured driving, you can report it online, by phone, or in person.

Report it using our online form

Learn about other ways you can report a crime to us

You might get a letter from us if your vehicle has no insurance logged on the Motor Insurance Database. This is not a prosecution.

The database is updated regularly, but sometimes your insurance details may not be on there yet. Reasons you might get a letter can include:

• administration errors
• wrong registration numbers on insurance certificates
• late insurance payments
• new insurance policy
• cancelled insurance policy
• voided insurance policy
• no insurance

If there’s an error in the Motor Insurance Database

If you think there’s an error, you can:

• contact your insurance company as soon as possible
• check they have the right details for you and your vehicle
• ask them to update the database with your details

If you have been contacted about insurance, you can:

• use askMID to check your insurance status on the Motor Insurance Database
• ask your insurance company to check they have the right details for you and your vehicle
• tell the DVLA in writing if you no longer own the vehicle
• tell the DVLA in writing with a Statutory Off Road Notice (SORN) if the car is no longer being driven and stored on private land (if you keep the car on a road or in another public place, you still need insurance)

If you have valid insurance, you can keep driving. You do not need to contact us.

If you think there’s been a mistake, you should ask your insurance company to upload your information to the Motor Insurance Database again.

If you have any questions, you can email them to us at tutelage@scotland.police.uk with your vehicle’s registration number.  Use the subject line ‘Enquiry about motor insurance letter – vehicle reg [your registration plate number]’.

This email is only for questions about the insurance letter.

To report a crime, use our online form.

If you're stopped and do not have insurance you might:

• have your vehicle taken away (under Section 165 of the Road Traffic Act)
• not be able to recover it until you have insurance
• need to pay a release fee (this includes recovery and storage costs)
• lose your vehicle after 14 days (it will be sold to recover costs) if you do not recover it

If dealt with at the roadside with a fixed penalty notice, you’ll get:

• a £300 fine
• 6 penalty points
• Further investigation if you keep driving without insurance

If taken to court and charged, you may get:

• 6 to 8 penalty points
• A ban from driving
• a £5000 fine